About PEO Broker
If you run a profitable one-person business or a small team, you have probably been told you are too small to get what large employers get. On group coverage, that is wrong. PEO Broker exists to show you the structure most owners are never told they can reach, and to put your own number in front of you before you decide whether it is worth a conversation.
01
What PEO Broker is
PEO Broker is a flat-fee broker for high-earning solo owners and small employers, up to about 25 W-2 employees. We qualify your situation and run the math on your real 2026 federal and state numbers. Then we connect the owners it serves to a licensed provider.
We are not the plan provider. A separate, licensed provider runs the plan. We run the math and connect you.
The mechanism is simpler than it sounds. You join a large group that already exists. You do not build one. That single change moves you out of the part of the market that prices a one-person business as a one-person business, and into a pool large employers have used for years.
02
Why it exists
PEO Broker exists because high-earning self-employed owners are often priced as a group of one and are rarely shown the large-group structure they may be able to join.
The calculator turns that structural question into a sourced, line-by-line comparison using current 2026 tax tables: your current path next to a group plan, built so your own CPA can check every line.
The 2026 coverage cost increases made the problem impossible for many owners to ignore. What changed in 2026, with sources.
03
How we work
The calculator is built to disqualify the owners the math does not serve. If a group structure would leave you worse off, the number says so, and we tell you plainly. That willingness to say no is the point. It is the only thing that makes the yes worth trusting.
What we actually do is narrow and stated up front: qualify, analyze, connect. You see the qualification before anyone asks you for contact details. How it works, step by step. If you want to check your own fit first, start here: is a PEO a fit for you.
04
How we are paid
You pay the PEO, never PEO Broker. The PEO's flat fee is $150 per person per month for the full stack, or $75 for compliance only, month to month. PEO Broker is a referral partner, paid by the PEO when a client it introduces enrolls, at no added cost to you, and our referral fee does not rise with the plan you pick or your premium. So the number has no reason to tell you anything other than what your own figures say. See exactly how we are paid.
We work with qualifying owners in all 50 states.
See your number
The clearest way to understand what PEO Broker does is to run your own 2026 figures and see your current path next to a group plan. It costs nothing and takes no call. The report is built for your CPA to check line by line. Then you decide whether a discovery call is worth it.
Last reviewed: June 2026.