01What you get back
What the calculator returns
It runs on a few facts you already know: your net income, what you pay now for coverage, your state, your entity, and your team size if you have one. From those, it returns three things on one screen.
Return one
Your personal 2026 return, run two ways
Your current path next to the path through a group plan, so you can read the difference in your own taxes side by side.
Return two
Your company cost model
When you have a team, what group coverage for 1 to 25 W-2 employees would cost your business, set against what you carry now.
Return three
Three group plan tiers
A National Tier 1 PPO, the kind a large employer offers, with the current path next to the group path at each tier.
That bottom line answers the real question: whether getting inside a large group saves you more than the flat fee costs. For the right owner the structure can land neutral or ahead; for an owner it does not fit, the screen says so.
We are not the plan provider. A separate, licensed provider runs the plan. We run the math and connect you.
02Your privacy
What happens to your numbers
- You see the first result before we know who you are.
It is generated from your inputs and nothing else, before PEO Broker receives your name, email, or phone.
- A 6-digit text code opens the full report.
Every line, current path versus the group plan, built for your CPA to check. Nothing is stored or shared until you request it. The code keeps the report private to you, not a lead form in disguise.
See what the full report includes and see an annotated sample report.
03Common questions
Frequently asked questions
Does it cost anything?
No. The first result costs nothing. If you proceed, you pay the PEO a flat $150 per person per month for the full stack, or $75 for compliance only, month to month, and it does not climb as you grow. PEO Broker does not charge you.
Do I have to talk to anyone?
No. The first result comes from your own inputs, with no call required. You decide afterward whether a discovery call is worth your time.
What do you do with my numbers?
The first result is generated from your inputs alone. PEO Broker does not receive your name, email, or phone until you request the full report with a 6-digit text code. Nothing is stored or shared until then.
What if it says no?
Then staying where you are is likely the better move for now, and you saved yourself a sales process. You can run it again when your income, coverage cost, or team size changes. If you want to read through the call, see whether a PEO is a fit.
Will it show me whether the fee is worth it?
Yes. The first result shows whether the flat-fee structure pays for itself on your own 2026 numbers: your savings on tax and coverage, federal and state, against the flat fee and any change in what you pay for the plan. For the right owner it lands neutral or ahead. When it does not, the screen tells you to stay where you are, and you have your answer at no cost and with no call.
Last reviewed: June 2026.